Don't Let Balance Bills Throw You Off Balance

benefits & coverage

Don't Let Balance Bills Throw You Off Balance

You pay your premium, your deductible, your copay. Then you get a huge bill? That can happen because of balance billing. Find out how to avoid balance bills when possible. Learn more.

Your Health Benefit Cheat Sheet: Check Your Summary of Benefits and Coverage

Do you ever wish that the basic details about your health coverage could be contained in some sort of “cheat sheet”? Well there is one. Find a wealth of information in your Summary of Benefits and Coverage (SBC). Learn more.

Retail, Urgent or Outpatient? How Can You Tell the Difference?

All clinics are not alike. But sometimes it’s hard to tell the type of clinic by what it’s called. Learn how to find the care you need at a lower cost to you by choosing the right clinic for your needs.

8 Things You Should Know About Deductibles

Insurance terms can often sound like a foreign language. For example, do you know what a deductible is? We’ve answered eight common questions to help you understand deductibles and how they work. Learn more.

Where Do You Go When You Need Care?

Doctor’s office? Retail clinics like you might find inside a pharmacy? Urgent care centers? It’s not always easy to know where to go for care. Do your research now so you’ll be ready if you need it. Here’s a guide that can help. Learn more.

Start the Year Off Right: Review Your Benefits

Now is a good time to get to know more about your health benefits. The more you know, the better you can look after your health throughout the year. Learn More.

Keep Your Member ID Card Close

Your member ID card holds the information you’ll need to take good care of your health. Learn more.

Go Paperless!

Tired of dealing with all those stacks of paper? Go paperless to help declutter your life this year. Find out how easy it is to stop receiving paper statements from Blue Cross and Blue Shield of Texas.

Save Time with Health Tracking and Organizing Tools

Convenience is key when looking at your health care spending for the year. “Did I reach my deductible? How much did I spend on prescriptions?” This information and much more is available at your fingertips — without having to call. Learn more.

Understanding Your Prescription Coverage: Drug Lists

Understanding what tiers and drug lists are can help you save money on your prescription drugs. We’ve covered the basics to keep you in the know about prescription coverage. Learn more.

Get a Gift When You Give a Gift of Better Health

During this season of giving, why not give a gift of better health? The Well onTarget® Fitness Program offers one month free when you refer a friend. And your friend will receive a free month, too.

How to Choose Health Care Coverage

Do you know what you need to consider when choosing health care coverage? Take stock of your budget and how you and your family use your current coverage. Then look at your options. Learn more.

The End (of the Year) Is Near: Use Your Benefits

There’s still time to schedule health appointments you’ve missed or have procedures you want to get in before 2017 draws to a close. And you may be able to save money by having them now. Learn more.

What Does It All Mean? Part 3 of Our Series

Do you know the difference between coinsurance and copays? Find out.

24/7 Nurseline or Virtual Visits: What's the Difference?

When is it best to call the 24/7 Nurseline? When might it make more sense to try Virtual Visits?

Open Enrollment Ends Dec. 15. We Can Help.

The open enrollment period can be confusing. We can help. Learn how to prepare for this year’s open enrollment for health insurance coverage.

Preventive Care or Medical Care? There Can Be Significant Differences

Do you know the difference between preventive and medical care? Learn more.

Find Healthy Deals with Blue365®

Learn how we can make living healthy a little easier with discounts on many health products and services. Learn more.

Are You Ready for Open Enrollment?

Open enrollment for 2018 is just around the corner. Here are some updates and reminders about the process that may be helpful as you shop.

Health Care Coverage: It Isn't Just for Grownups

You can’t protect your kids from everything. But it’s a comfort to know your child is covered, whether it’s for wellness checkups, shots, or those fevers and spills that sometimes happen.

The Doctor Will See You Now - with Virtual Visits!

Talk to a doctor from your home, office or on the go. Virtual Visits provides care when and where you need it.

Need Information? Here's Where to Find It

We offer several options for getting answers to your questions. Learn where to go to get answers and communicate with Blue Cross and Blue Shield of Texas. Learn more.

Provider Finder® May Save You Money

Do you ever worry about surprise expenses cutting into your budget? You can’t always control when they happen, but you may have options for how much unexpected health care expenses cost you.

Protect Your Medical Identity the Right Way

Learn how you can protect yourself and your family from medical identity fraud. Learn how.

Learn the Difference Between Urgent Care Centers and ERs

Do you know the difference between urgent care centers and an emergency room (ER)? Knowing which one to choose for care could save you money. Learn more.

What Does It All Mean? Part 2 of Our Series

This month’s feature breaks down what “in-network” and “non-contracted” terms mean. Understanding these terms can help you get the best value for your health care benefits. Learn more.

Behavioral Health Care Coverage: Does Your Teen Need Help?

The teen years can be a challenge. Most teens will grow out of their issues. But some may need professional help. Find out how to get started.

Get Flu Shots at No Charge

Ever wonder why there is no charge for flu shots? It’s because it makes good sense.

Are You Achieving Your Health Goals This Year?

Every year, we start off with the best of intentions for getting healthier. But as the year goes by, many of us lose our motivation. If you need to get back on track, Well onTarget® can help.

Help Keep Your Health Data Secure

You know to keep your identity and financial information secure. It’s also important to keep your health coverage details secure. Find out what to protect and why.

What Does It All Mean? Part 1 of Our Series

Get our guide to common health coverage terms. Learn more.

You've Had Your Annual Exam. Now What?

You finally got your annual exam. So what happens next? Find out what to ask about and keep track of following your annual exam.

Keeping Your Shots Up to Date — We Have You Covered

The kids are going back to school, and flu season is just around the corner. So it’s time to think about immunizations and flu shots.

Where Can I Get Vaccinated?

You and your covered family members can get certain vaccinations from your primary care provider or a pharmacy in the Vaccine Network.

Get Our Top 4 Tips for Saving Money at the Pharmacy

A little knowledge can help you keep your out-of-pocket costs down. Get the prescription for potential savings on your prescription drugs.

ER vs. Urgent Care: Summer Edition

Choosing between an ER and urgent care can make a difference to your health and your wallet. Many summer activities may lead to having to make this decision.

Use for 24/7 Pharmacy and Drug List Details

You can find pharmacy and drug information while you’re traveling with is the website for Prime Therapeutics, which manages your drug benefit.

Protect Your Child's Health with Preventive Services

These summer months without hectic school schedules offer a good chance to take care of kids’ wellness exams. Get tips for preparing for your visit.

Use Those Essential Health Benefits - They're Essential!

There’s a reason preventive services are part of Essential Health Benefits. They are essential to your health! Don’t forget them and miss out on your plan benefits. Learn more.

Take Your Health Personally - Take the Health Assessment

You may be surprised what you can learn, and earn, by taking the Well onTarget® Health Assessment.

Meet Your New and Improved Explanation of Benefits

Your Explanation of Benefits (EOB) has a fresh new design to help you better understand your health care spending. Learn more.

Keeping a Medical History Provides a Roadmap to Better Care

It’s important to keep your doctor up to speed on your health and medical history. The more your doctor knows about you, the better care you’ll get. Learn more.

Colon Cancer Screening: Be Part of the '80% by 2018'

Blue Cross and Blue Shield of Texas has pledged to have 80 percent of our members aged 50 or older screened for colon cancer by 2018. If you are 50 or older and haven’t had a screening, talk to your doctor.

Talk to Your Doctor About Your Insulin Injections

If you have diabetes, we want to make sure you are injecting your insulin safely. You are not alone in treating your diabetes. Your doctor can help.

Learn the Ins and Outs of Annual Exams

Take advantage of preventive care services to help catch health problems early — before they become serious. You may save money, too. Learn more.

Plan for a Year of Good Health

Make preventive care a priority: schedule your annual exam and preventive health screenings for you and your family. Check out our wellness guidelines for adults and children. Learn More.

Pharmacy Network Changes May Help You Save Money

Does your 2017 health plan have a Preferred Pharmacy network? Using participating pharmacies could save you money. Find out about 2017 prescription drug benefit changes.

Check Out Some Features of Your 2017 Health Plan

How well do you know your new 2017 health coverage? Let’s take a look at some highlights.

Wellness Guidelines Are Now Available

The current Adult Wellness Guidelines, Children Wellness Guidelines and Perinatal Wellness Guidelines from Blue Cross and Blue Shield of Texas are available. You can get them in English or Spanish. Learn More.

Our Team’s Mission Is to Help Members in All Seasons of Life

Blue Cross and Blue Shield’s Seasons of Life team helps families who have lost a loved one navigate their health insurance paperwork. The team also helps out members who have suffered losses or been displaced or injured during disasters, like floods, storms or fires. Learn More.

Members Can Save on Cord Blood Storage with Blue365®

Each year, thousands of people with leukemia, lymphoma or certain immune system or genetic metabolic disorders need umbilical cord blood or bone marrow transplants. And you can save on cord blood storage with Blue365. Learn More

This Is Gonna Hurt: ER Bill May Cause More Pain than the Visit

The costs of emergency care are hitting Texans hard, and freestanding emergency rooms are at the root of the problem. Where you go for care can make all the difference in your final bill. Learn More.

Preventive Office Visits vs. Medical Office Visits: What's the Difference?

Did you receive a bill after a routine preventive office visit? That may be because some medical services were provided that are not considered part of the preventive services that are covered at no out-of-pocket cost. Learn More

Prevent Falls at Home

We want to live in the comfort and security of our own homes for as long as possible. But falls in the home can be a serious health concern. Learn simple steps you can take to help prevent falls. Learn more.

Leaving the Hospital?

If you or a loved one has been in the hospital, discharge day is a big day. There are a couple of things you can do to ensure a smooth transition between the hospital and home. Learn more.

You Can Contact Your Primary Care Physician After Hours

Blue Cross and Blue Shield of Texas members are able to contact their Primary Care Physician for medical advice 24 hours a day, seven days a week. Learn more.

Quality Improvement Program Helps Us Serve You Better

Our Quality Improvement Program helps us monitor and improve the care and service our members receive. Learn more.

Learn Your Member Rights and Responsibilities

As a Blue Cross and Blue Shield of Texas member, you are entitled to certain rights and services. And you have a responsibility to participate in your health care. Learn more.

Are Your Doctors Talking to Each Other?

Your primary care provider needs to know what your eye doctor finds during your eye exams. So be sure to ask your eye doctor to send your results to your primary care doctor. Learn more.

Vaccinate Before You Graduate

The Caring for Children Foundation of Texas Care Van® Program helps eligible teens get the meningococcal vaccine. The vaccine is required for Texas students.

Need to See a Dermatologist? We've Got You Covered

Annual visits to check for signs of skin cancer are a must. If you need to see a dermatologist, check out our tips to prepare for the visit.

Be Prepared for an Emergency

Get tips on how to prepare for an emergency before a crisis happens.

Get the Most Mileage from Your Physical Therapy

Injuries can be an unfortunate part of enjoying summer activities. If they happen, physical therapy may be helpful. Get tips for making the most of physical therapy appointments.

Low Back Pain and Imaging Tests: Know the Facts

When it comes to treating back pain, are you making the right choices? The Choosing Wisely® program urges patients to talk with their doctors about all the care options.

Get Our Top Tips to Make the Most of Your Health Plan

Are you taking advantage of everything your Blue Cross and Blue Shield of Texas (BCBSTX) health plan offers? Get our handy list of tips and resources to help you make the most of your plan.